Loan Protection

Protect what matters most

Life has a way of changing when we least expect it. Help protect your family’s financial future by choosing loan protection options of either GAP or Debt Protection in case of death, disability and/or and involuntary unemployment. Purchasing protection is voluntary and won’t affect your loan approval. Ask your loan officer about eligibility, conditions, or exclusions.

GAP Plus

Fills the gap between what your vehicle insurance will pay and what you owe on your loan, if your vehicle is deemed a total loss. Plus, it helps you get into your next vehicle by reducing your next loan at the credit union by $1,000 or more.

CALCULATOR

Debt Protection

Will make your payments for you or pay off your loan balance if you become disabled, involuntarily unemployed or pass away.

Please download the fillable PDF form by clicking the Download button. Fill and save it before emailing it back to info@dspfcu.com

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Life Plus

Adds protection for life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent.