Available twice a year between January 1 and June 30 and July 1 and December 31.

Members in good standing* with no DSPFCU delinquencies over the last year can skip their payments on any DSPFCU loan other than first mortgages, home equities, and credit cards.
When you elect Skip-A-Payment you will not incur any late payment fees and you will not damage your credit. The loan will still accrue interest. There is a $35 charge for each payment you skip.
You will be able to skip a payment twice a year. Once between January 1 and June 30 and once between July 1 and December 31 per loan.There must be a 90 day period between skips.
To learn more about Skip-A-Payment contact a loan officer or log onto home banking and select Skip A Payment from the left menu to select the loan you would like to skip a payment.
*Good standing is defined as maintaining positive balances on deposit accounts, current status on DSPFCU loans and regular account activity.

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