Loan Rates

Effective: October 1, 2018 (Current year, previous year, & next year’s model

Effective: November 1, 2019

New Auto Loans
(Current model year, previous model year, & next year’s model with 7,499 miles or less)
Term Up To Annual Percentage Rate (APR)
36 Months 1.99% - 6.49%
48 Months 2.49% - 6.74%
60 Months 2.74% - 6.99%
72 Months 2.99% - 7.24%
84 Months 3.24% – 6.99%
Used Auto Loans
(Any model year that is 10 years or less than the current model year & 7,500 miles or greater)
(Classic automobiles are 25+ years or older than the current model year)
Term Up To Annual Percentage Rate (APR)
36 Months 2.24% - 6.74%
48 Months 2.74% - 6.99%
60 Months 2.99% - 7.24%
NEW Motorcycle
(Current model year, previous model year, & next year’s model with 7,499 miles or less)
Term Up To Annual Percentage Rate (APR)
36 Months 4.00% - 7.49%
48 Months 4.24% - 7.74%
60 Months 4.49% - 7.99%
72 Months 4.74% - 8.24%
USED Motorcycle
(Any model year that is 10 years or less than the current model year & 7,500 miles or greater)
Term Up To Annual Percentage Rate (APR)
36 Months 4.24% - 7.74%
48 Months 4.49% - 7.99%
60 Months 4.74% - 8.24%
NEW RV, Motorhome, & Boat
(Current model year, previous model year, & next year’s model with 7,499 miles or less)
Term Up To Annual Percentage Rate (APR)
36 Months 5.00% - 8.49%
48 Months 5.24% - 8.74%
60 Months 5.49% - 8.99%
72 Months 5.74% - 9.24%
84 Months 5.99% - 9.49%
96 Months 6.24% - 7.99%
108 Months 6.24% - 7.99%
120 Months 6.24% - 7.99%
USED RV, Motorhome, & Boat
(Any model year that is 10 years or less than the current model year & 7,500 miles or greater.)
Term Up To Annual Percentage Rate (APR)
36 Months 5.24% - 8.74%
48 Months 5.49% - 8.99%
60 Months 5.74% - 9.24%
72 Months 5.99% - 9.49%
84 Months 6.24% - 9.74%
Share Secured Loans
Loan Type Term Up To Annual Percentage Rate (APR)
Share Secured 120 Months 3.50%
Share Certificate Secured Certificate Maturity Certificate Dividend Rate + 2.00%
Unsecured Personal Loans & Credit Cards
Loan Type Term Up To Annual Percentage Rate (APR)
Signature Loan & KASASA ”Take Back” Personal Loan ($15K Maximum) 60 Months 7.00% - 17.75%
Line of Credit ($15K Maximum) 60 Months 9.00%
All Inclusive Loan $17,500 (Interest is Fixed for the first 3 years; Variable thereafter) 84 Months 6.75% - 13.50%
All Inclusive Loan $20,000 (Interest is Fixed for the first 3 years; Variable thereafter) 96 Months 7.25% - 14.50%
VISA Titanium 9.90%
VISA Platinum 10.90%
VISA Gold 12.90%
Mortgages & Home Equity Loans
Available through our partner:
Owners Choice Funding, Inc., www.ownerschoice.com
Anitra Michaels: 1-800-342-4998, EXT - x8234
Anitra.Michaels@ownerschoice.com
Rates may vary based on term and creditworthiness
The Board of Directors has the right to change all rates without advance notice.