Loan Rates

Effective: October 1, 2018 (Current year, previous year, & next year’s model

Effective: October 1, 2018

NEW Trucks, Cars & Motorcycles
(Current year, previous year, & next year’s model with 7,499 miles or less)
Term Up To Annual Percentage Rate (APR)
24 Months 1.99% - 10.00%
36 Months 2.25% - 11.50%
48 Months 2.50% - 12.50%
60 Months 2.75% - 13.00%
72 Months 3.00% - 13.50%
84 Months 3.25% - 15.00%
USED Trucks, Cars & Motorcycles
(Any model year that is 10 years or less than thecurrent model year & 7,500 miles or greater)
(Classic automobiles are any model year 25+ years or older)
Term Up To Annual Percentage Rate (APR)
24 Months 2.25% - 10.25%
36 Months 2.50% - 11.25%
48 Months 2.75% - 12.25%
60 Months 3.00% - 13.25%
NEW Boat & RV
(Current year, previous year, & next year’s model with 7,500 miles or less)
Term Up To Annual Percentage Rate (APR)
24 Months 1.99% - 10.00%
36 Months 2.25% - 11.50%
48 Months 2.50% - 12.50%
60 Months 2.75% - 13.00%
72 Months 3.00% - 13.50%
84 Months 3.25% - 15.00%
96 Months 3.50% - 16.50%
108 Months 3.75% - 17.25%
120 Months 4.00% - 17.75%
USED Boat & RV
(Any model year that is 10 years or less than the current model year & 7500 miles or greater)
Term Up To Annual Percentage Rate (APR)
24 Months 2.25% - 10.25%
36 Months 2.50% - 11.25%
48 Months 2.75% - 12.25%
60 Months 3.00% - 13.25%
72 Months 3.25% - 13.75%
84 Months 3.50% - 14.25%
Share Secured Loans
Loan Type Term Up To Annual Percentage Rate (APR)
Share Secured 120 Months Share Dividend Rate + 2.00%
Share Certificate Secured 120 Months Certificate Dividend Rate + 2.00%
Unsecured Personal Loans & Credit Cards
Loan Type Term Up To Annual Percentage Rate (APR)
Signature Loan 60 Months 7.00% - 17.75%
Line of Credit Loan 60 Months 9.00%
ALL Inclusive Loan 84-96 Months 6.75% - 14.50%
VISA Titanium 9.90%
VISA Platinum 10.90%
VISA Gold 12.90%
Mortgages & Home Equity Loans
Available through our partner:
Owners Choice Funding, Inc., www.ownerschoice.com
Anitra Michaels: 1-800-342-4998, EXT - x8234
Anitra.Michaels@ownerschoice.com
Rates may vary based on term and creditworthiness
The Board of Directors has the right to change all rates without advance notice.