Deposit Rates

Share Savings,Share Draft (Checking),Share Certificates,Jumbo Share Certificates

Effective: November 1, 2019

DIVIDEND RATES

Share Savings
Share Type Rate (APR) Annual Percentage Yield (APY)*
Regular Shares
$5 to $24,999 0.20% 0.20%
$25,000 & Over 0.25% 0.25%
Club Shares
$5.00 to $24,999 0.20% 0.20%
$25,000 & Over 0.25% 0.25%
Money Market ^
$5,000 to $24,999 0.20% 0.20%
$25,000 & Over 0.30% 0.30%
IRA Accounts
Traditional IRA 0.65% 0.65%
Roth IRA 0.65% 0.65%
Coverdell ESA (Education Savings Account) 0.65% 0.65%
Kasasa Saver ^^
$0.01 to $20,000 0.75% 0.75%
$20,000 & Over 0.33% 0.33%
Non-Qualifying Accounts 0.05% 0.05%
1 $5,000 minimum daily balance required to earn rate.
3 withdrawals per month, a minimum of $500 per transactions
^^ For KASASA products, please refer to a DSPFCU team member for details.
Share Draft (Checking)
Share Draft Type Rate (APR) Annual Percentage Yield (APY)*
Regular Share Draft 0.05% 0.05%
Kasasa Cash Checking ^^
$0.01 to $7,500 2.75% 2.75%
$7,500 & Over 0.42% 0.42%
Non-Qualifying Accounts 0.05% 0.05%
1 $5,000 minimum daily balance required to earn rate.
3 withdrawals per month, a minimum of $500 per transactions
^^ For KASASA products, please refer to a DSPFCU team member for details.
Share/IRA Share Certificates
Share Certificate Type Rate (APR) Annual Percentage Yield (APY)*
$500 Minimum **
6 Months 1.00% 1.00%
9 Months 1.10% 1.11%
12 Months 1.82% 1.84%
18 Months 2.02% 2.04%
24 Months 2.89% 2.93%
36 Months 2.94% 2.98%
48 Months 2.78% 2.82%
60 Months 3.35% 3.40%
2 Minimum daily balance of $500 is required.
Penalties apply for early withdrawal.
Jumbo Share/IRA Share Certificates
Share Certificate Type Rate (APR) Annual Percentage Yield (APY)*
$25,000 Minimum **
6 Months 1.05% 1.06%
9 Months 1.15% 1.16%
12 Months 1.87% 1.89%
18 Months 2.07% 2.09%
24 Months 2.94% 2.98%
36 Months 2.99% 3.03%
48 Months 2.83% 2.87%
60 Months 3.40% 3.45%
3 Minimum daily balance of $25,000 is required.
Penalties apply for early withdrawal.
The Board of Directors has the right to change all rates without advance notice.

APR = Annual Percentage Rate APY* = Annual Percentage Yield