Deposit Rates - Delaware State Police FCU

Effective: April 1, 2020

DIVIDEND RATES

Share Savings

Share Type	Rate (APR)	Annual Percentage Yield (APY)*
Regular Shares
$5 to $24,999	0.20%	0.20%
$25,000 & Over	0.25%	0.25%
Club Shares
$5.00 to $24,999	0.20%	0.20%
$25,000 & Over	0.25%	0.25%
Money Market ^{^}
$5,000 to $24,999	0.20%	0.20%
$25,000 & Over	0.30%	0.30%
IRA Accounts
Traditional IRA	0.65%	0.65%
Roth IRA	0.65%	0.65%
Coverdell ESA (Education Savings Account)	0.65%	0.65%
Kasasa Saver ^{^^}
$0.01 to $20,000	0.75%	0.75%
$20,000 & Over	0.33%	0.33%
Non-Qualifying Accounts	0.05%	0.05%

¹ $5,000 minimum daily balance required to earn rate.
3 withdrawals per month, a minimum of $500 per transactions
^{^^} For KASASA products, please refer to a DSPFCU team member for details.

Share Draft (Checking)

Share Draft Type	Rate (APR)	Annual Percentage Yield (APY)*
Regular Share Draft	0.05%	0.05%
Kasasa Cash Checking ^{^^}
$0.01 to $7,500	2.75%	2.75%
$7,500 & Over	0.42%	0.42%
Non-Qualifying Accounts	0.05%	0.05%
Kasasa Cash Back Checking ^{^^}
3.00% cash back up to a $9.00 reward	0.05%	0.05%

¹ $5,000 minimum daily balance required to earn rate.
3 withdrawals per month, a minimum of $500 per transactions
^{^^} For KASASA products, please refer to a DSPFCU team member for details.

Share Certificates

Share Certificate Type	Rate (APR)	Annual Percentage Yield (APY)*
$500 Minimum ^**
6 Months	0.50%	0.50%
9 Months	0.55%	0.55%
12 Months	0.90%	0.90%
18 Months	1.00%	1.00%
24 Months	1.15%	1.16%
36 Months	1.20%	1.21%
48 Months	1.30%	1.31%
60 Months	1.35%	1.36%

² Minimum daily balance of $500 is required.
Penalties apply for early withdrawal.

Jumbo Share Certificates

Share Certificate Type	Rate (APR)	Annual Percentage Yield (APY)*
$25,000 Minimum ^**
6 Months	0.55%	0.55%
9 Months	0.55%	0.55%
12 Months	0.95%	0.95%
18 Months	1.20%	1.21%
24 Months	1.25%	1.26%
36 Months	1.35%	1.36%
48 Months	1.40%	1.41%
60 Months	1.40%	1.41%

³ Minimum daily balance of $25,000 is required.
Penalties apply for early withdrawal.

¹ $5,000 minimum daily balance required to earn rate.
3 withdrawals per month, a minimum of $500 per transactions
^{^^} For KASASA products, please refer to a DSPFCU team member for details.

IRA Share Certificates

Share Certificate Type	Rate (APR)	Annual Percentage Yield (APY)*
$500 Minimum ^**
6 Months	0.50%	0.50%
9 Months	0.55%	0.55%
12 Months	0.90%	0.90%
18 Months	1.00%	1.00%
24 Months	1.45%	1.46%
36 Months	1.50%	1.51%
48 Months	1.40%	1.41%
60 Months	1.70%	1.71%

² Minimum daily balance of $500 is required.
Penalties apply for early withdrawal.

Jumbo IRA Share Certificates

Share Certificate Type	Rate (APR)	Annual Percentage Yield (APY)*
$25,000 Minimum ^**
9 Months	0.55%	0.55%
12 Months	0.95%	0.95%
18 Months	1.05%	1.06%
24 Months	1.50%	1.51%
36 Months	1.55%	1.56%
48 Months	1.75%	1.76%
60 Months	1.75%	1.76%

³ Minimum daily balance of $25,000 is required.
Penalties apply for early withdrawal.

The Board of Directors has the right to change all rates without advance notice.
Fees could reduce earnings.

APR = Annual Percentage Rate APY* = Annual Percentage Yield