Deposit Rates - Delaware State Police FCU

Effective: October 1, 2020

DIVIDEND RATES

Share Savings

Share Type	Rate (APR)	Annual Percentage Yield (APY)*
Regular Shares
$5 to $24,999	0.01%	0.01%
$25,000 & Over	0.03%	0.03%
Club Shares
$5.00 to $24,999	0.01%	0.01%
$25,000 & Over	0.03%	0.03%
Money Market ^{^}
$5,000 to $24,999	0.01%	0.01%
$25,000 & Over	0.03%	0.03%
IRA Accounts
Traditional IRA	0.03%	0.03%
Roth IRA	0.03%	0.03%
Coverdell ESA (Education Savings Account)	0.03%	0.03%
Kasasa Saver ^{^^}
$0.01 to $20,000	0.25%	0.25%
$20,000 & Over	0.33%	0.33%
Non-Qualifying Accounts	0.05%	0.05%

¹ $5,000 minimum daily balance required to earn rate.
³ withdrawals per month, a minimum of $500 per transactions
^{^^} For KASASA products, please refer to a DSPFCU team member for details.

Share Draft (Checking)

Share Draft Type	Rate (APR)	Annual Percentage Yield (APY)*
Regular Share Draft	0.01%	0.01%
Kasasa Cash Checking ^{^^}
$0.01 to $7,500	1.00%	1.00%
$7,500 & Over	0.42%	0.42%
Non-Qualifying Accounts	0.05%	0.05%
KASASA Cash Back® Checking ^{^^} 3.00% cash back up to a $9.00 reward

¹ $5,000 minimum daily balance required to earn rate.
³ withdrawals per month, a minimum of $500 per transactions
^{^^} For KASASA products, please refer to a DSPFCU team member for details.

Share Certificates

Share Certificate Type	Rate (APR)	Annual Percentage Yield (APY)*
$500 Minimum ^**
6 Months	0.05%	0.05%
12 Months	0.15%	0.15%
18 Months	0.15%	0.15%
24 Months	0.20%	0.20%
36 Months	0.25%	0.25%
48 Months	0.35%	0.35%
60 Months	0.40%	0.40%

² Minimum daily balance of $500 is required.
Penalties apply for early withdrawal.

Jumbo Share Certificates

Share Certificate Type	Rate (APR)	Annual Percentage Yield (APY)*
$25,000 Minimum ^**
6 Months	0.10%	0.10%
12 Months	0.20%	0.20%
18 Months	0.20%	0.20%
24 Months	0.25%	0.25%
36 Months	0.30%	0.30%
48 Months	0.40%	0.40%
60 Months	0.45%	0.45%

³ Minimum daily balance of $25,000 is required.
Penalties apply for early withdrawal.

¹ $5,000 minimum daily balance required to earn rate.
³ withdrawals per month, a minimum of $500 per transactions
^{^^} For KASASA products, please refer to a DSPFCU team member for details.

IRA Share Certificates

Share Certificate Type	Rate (APR)	Annual Percentage Yield (APY)*
$500 Minimum ^**
6 Months	0.05%	0.5%
9 Months	0.05%	0.5%
12 Months	0.15%	0.15%
18 Months	0.15%	0.15%
24 Months	0.20%	0.20%
36 Months	0.25%	0.25%
48 Months	0.35%	0.35%
60 Months	0.40%	0.40%

² Minimum daily balance of $500 is required.
Penalties apply for early withdrawal.

Jumbo IRA Share Certificates

Share Certificate Type	Rate (APR)	Annual Percentage Yield (APY)*
$25,000 Minimum ^**
9 Months	0.10%	0.10%
12 Months	0.20%	0.20%
18 Months	0.20%	0.20%
24 Months	0.25%	0.25%
36 Months	0.30%	0.30%
48 Months	0.40%	0.40%
60 Months	0.45%	0.45%

³ Minimum daily balance of $25,000 is required.
Penalties apply for early withdrawal.

The Board of Directors has the right to change all rates without advance notice.
Fees could reduce earnings.

APR = Annual Percentage Rate APY* = Annual Percentage Yield