Rates

 

Checking & Savings Dividend Rates

 
1 - Oct - 18RateAPY*
Regular Shares
$5 to $4,999 0.20%0.20%
$5,000 to $9,999 0.20%0.20%
$10,000 to $24,999 0.20%0.20%
$25,000 and over0.25%0.25%
Club Accounts
$5 to $4,999 0.20%0.20%
$5,000 to $9,999 0.20%0.20%
$10,000 to $24,999 0.20%0.20%
$25,000 and over0.25%0.25%
Share Draft (Checking) Accounts0.05%0.05%
Money Market Accounts
$5,000 to $24,999
0.20%0.20%
$25,000 and over0.30%0.30%
IRA Accounts
Traditional IRA0.65%0.65%
Roth IRA0.65%0.65%
Coverdell ESA (Education Savings Account)0.65%0.65%
Share Certificates ($500 minimum)
6 months0.20%0.20%
9 months0.30%0.30%
12 months 0.75%0.75%
18 months0.90%0.90%
24 months1.85%1.86%
36 months 2.25%2.27%
48 months 2.30%2.32%
60 months 2.75%2.78%
Jumbo Share Certificates ($25,000 minimum)
6 months0.20%0.20%
9 months0.30%0.30%
12 months 0.80%0.80%
18 months0.95%0.95%
24 months1.90%1.92%
36 months 2.30%2.32%
48 months2.35%2.36%
60 months 2.80%2.84%

Loan Interest Rates

 

Personal Loans & Credit Cards
1-Oct-18
APR**
Signature LoanAUp to 60 Months7.00%to17.75%
Line of Credit LoanUp to 60 Months9.00%
Credit Cards:VISA Titanium9.90%
VISA Platinum10.90%
VISA Gold12.90%
Share Secured
Share Secured (Variable)Up to 120 MonthsShare Dividend Rate + 2.00%
Share Certificate (Fixed)Up to 120 MonthsCertificate Dividend Rate + 2.00%
Vehicle (Collateral) LoansAPR**
NEW Auto & Motorcycle***Up to 24 Months1.99%to10.00%
36 Months2.25%to11.50%
48 Months2.50%to12.50%
60 Months2.75%to13.00%
72 Months3.00%to13.50%
84 Months3.25%to15.00%
USED Auto & Motorcycle****Up to 24 Months2.25%to10.25%
36 Months2.50%to11.25%
48 Months2.75%to12.25%
60 Months3.00%to13.25%
SAME LOW RATES! - New & Used Vehicle Loans
Boat and Recreational Vehicle (Collateral) Loans
NEW Boat & RV***Up to 24 Months1.99%to10.00%
36 Months2.25%to11.50%
48 Months2.50%to12.50%

60 Months2.75%to13.00%
72 Months3.00%to13.50%
84 Months3.25%to15.00%
96 Months3.50%to16.50%
108 Months3.75%to17.25%
120 Months4.00%to17.75%
USED Boat & RV****Up to 24 Months2.25%to10.25%
36 Months2.50%to11.25%
48 Months2.75%to12.25%

60 Months3.00%to13.25%
72 Months3.25%to13.75%
84 Months3.50%to14.25%
*APY=Annual Percentage Yield.
**APR = Annual Percentage Rate.
***Current year, previous year, & next year’s model with 7,499 miles or less. Rates may vary based on term and credit worthiness.
****Any model year that is 10 years or less than the current model year & 7,500 miles or greater. Classic automobiles are any model year 25+ years or older. Rates may vary based on term and credit worthiness.
A Rates may vary based on term and credit worthiness.
Prime Rate in the Wall Street Journal As of October 1, 2018: 5.25%

Open a new...

Sign up for...