Rates

 

Checking & Savings Dividend Rates

 
1 - Jan - 17
APYRateAPY
Regular Shares
$5 to $4,999 0.10%0.10%
$5,000 to $9,999 0.10%0.10%
$10,000 to $24,999 0.10%0.10%
$25,000 and over0.15%0.15%
Club Accounts
$5 to $4,999 0.10%0.10%
$5,000 to $9,999 0.10%0.10%
$10,000 to $24,999 0.10%0.10%
$25,000 and over0.15%0.15%

Share Draft (Checking) Accounts0.05%0.05%
Money Market Accounts
$5,000 to $24,999
0.20%0.20%
$25,000 and over0.30%0.30%
IRA Accounts
Traditional IRA0.65%0.65%
Roth IRA0.65%0.65%
Coverdell ESA (Education Savings Account)0.65%0.65%
Share Certificates ($500 minimum)
6 months0.20%0.20%
9 months0.20%0.20%
12 months 0.30%0.30%
18 months0.40%0.40%
24 months0.60%0.60%
36 months 0.95%0.95%
48 months 1.05%1.05%
60 months 1.30%1.31%
Jumbo Share Certificates ($25,000 minimum)
6 months0.20%0.20%
9 months0.20%0.20%
12 months 0.35%0.35%
18 months0.45%0.45%
24 months0.65%0.65%
36 months 1.00%1.00%
48 months1.10%1.10%
60 months 1.35%1.36%

Loan Interest Rates

 

Personal Loans & Credit Cards
1-Jan-17
APRPer Diem
RANGERANGE
Variable:Signature A6.50%TO11.00%0.017808%TO0.030137%
Computer Loan6.50%0.017808%
Tuition Assistance6.50%0.017808%
Fixed:E-Z Pay Loan ($5,000 Maximum)12.00%0.032877%
Personal (60 months)14.00%0.038356%
Credit Cards:VISA Titanium9.90%0.027123%
VISA Platinum10.90%0.029863%
VISA Gold12.90%0.035342%
Share Secured
Variable:Secured by Regular SharesCurrent Dividend Rate + 2.00%
Fixed:Secured by Share CertificateCF Rate + 2.00%
Vehicle (Collateral) Loans
RANGERANGE
Variable:Collateral (Vehicle, RV, Boat, etc)A6.50%to10.50%0.017808%to0.028767%
Partially Secured by Title (Min 50% of Value) A6.50%to12.50%0.017808%to0.034247%
Partially Secured by Title (20-49% of Value) A6.50%to12.50%0.017808%to0.034247%
Fixed Vehicle:36 monthsNew & Used A2.00%to5.00%0.005479%to0.013699%
48 monthsNew & Used A3.00%to6.00%0.008219%to0.016438%
60 monthsNew & Used A3.25%to6.25%0.010959%to0.019178%
72 monthsNew & Used A ($20,000+)3.50%to6.50%0.015753%to0.023973%
84 monthsNew & Used A ($20,000+)4.00%to7.00%0.016301%to0.024521%
SAME LOW RATES! - New & Used Vehicle Loans
Boat and Recreational Vehicle (Collateral) Loans
Fixed: up to 60 monthsYears 2008 and Newer A6.00%to9.00%0.016438%to0.024658%
61 to 84 monthsYears 2008 and Newer A6.50%to9.50%0.017808%to0.026027%
85 to 144 monthsYears 2008and Newer A7.50%to10.50%0.020548%to0.028767%
Fixed:up to 60 monthsYears 2003 to 2007 A7.00%to10.00%0.019178%to0.027397%
61 to 84 monthsYears 2003 to 2007A8.00%to11.00%0.021918%to0.030137%
A Rates may vary based on term and credit worthiness
Home Equity & Investment
Variable:Various termsUp to 75% LTV6.50%0.017808%
Various termsUp to 90% LTV6.50%0.017808%
Various termsUp to 100% LTV6.50%0.017808%
Fixed:36 monthsUp to 80% LTV6.00%0.016438%
48 monthsUp to 80% LTV6.25%0.017123%
60 monthsUp to 80% LTV6.50%0.017808%
120 monthsUp to 80% LTV7.00%0.019178%
180monthsUp to 80% LTV7.50%0.020548%
Fixed:36 monthsUp to 100% LTV7.50%0.020548%
48 monthsUp to 100% LTV7.75%0.021233%
60 monthsUp to 100% LTV8.00%0.021918%
120 monthsUp to 100% LTV8.50%0.023288%
180 monthsUp to 100% LTV9.00%0.024658%
Fixed:120 monthsInvestment (Land)7.00%0.019178%
OUR MORTGAGE LOAN RATES ARE EXCELLENT
CALL A LOAN OFFICER FOR OUR GREAT LOW RATES
Prime Rate in the Wall Street Journal As of December 14, 2016: 3.50%

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