Personal loans can be taken out for basically any reason. They are our way of helping you finance the things you need in life.
The only collateral you need for these loans is your good name. You can get an unsecured loan of up to $35,000. The amount you’re granted will depend on your needs and your credit rating. You must be 18 or older to apply.
E-Z Pay Loans
These special signature loans are granted in a variety of preset denominations. Required monthly payments help you budget.
Loans of $3,000, $4,000 or $5,000 require a payment of $100 per month or $50 per pay period. Loans of $1,500, $2,000 or $2,500 require a payment of $50 per month or $25 per pay period. You can hold only two E-Z Pay loans at a time, with a combined balance not to exceed $5,000. You must be 18 or older to apply.
Share Certificate Secured Loans
If you have a share certificate
with us, you can use it as collateral on a personal loan and enjoy a great rate in return.
These loans have a minimum amount of $1,000 and can be as high as the amount your certificate holds. You must repay your loan before your certificate’s maturity date, even if you choose to roll it over to a new certificate. You must be 18 or older to apply.
Share Secured Loans
Similar to the share certificate secured loan, this one uses your share savings account balance
as collateral. It allows you to maintain your deposits as you finance new purchases.
The minimum loan amount is a low $100. Repay either $90 per month or 1.5% of the amount borrowed, whichever is greater. You must be 18 or older to apply.
Need a new desktop or laptop? Let us help you finance your computer. These open-ended loans have a variable interest rate that is equal to the current Prime Rate. Borrow as little as $1,000 and as much as $5,000. Repay either $50 per month or 2% of the amount borrowed, whichever is greater. You must be 18 or older to apply.
Credit Disability Insurance and Credit Life Insurance
Credit Disability insurance and Credit Life insurance are available to all borrowers, with coverage of up to $75,000. Disability insurance pays out beginning on the 31st day of disability. Life insurance covers the loan should the member become deceased.