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Personal Loans
 | Unsecured loan with a maximum limit of 15,000 |
| Open-end credit line |
| Applicant must be 18 years old |
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E-Z Pay Loan
| Fixed rate signature loan with maximum limit of $5,000. |
| Granted in amounts of $3,000, $4,000, and $5,000 |
| Required monthly payment of $100 per month or $50 per semi-monthly pay
period on payroll deduction. |
| Granted in amounts of $1,500, $2,000, and $2,500 |
| Required monthly payment of $50 per month or $25 per semi-monthly pay on
payroll deduction. |
| No more than two concurrent E-Z Pay Loans with a combined outstanding
balance not to exceed $5,000. |
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| Closed-end, fixed-rate loan secured by a share certificate |
| The face amount of the certificate must equal or exceed the amount of loan |
| Maturity date must equal or exceed pay-off date of the loan |
| Minimum loan amount $1,000 |
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Share Secured Loans
| Not included in total maximum loan restriction |
| Maintains member’s deposit and finances new purchases by using savings
as collateral for a low cost loan |
| Minimum loan amount is $100 |
| The minimum monthly payment is the greater of $90.00 or 1.5% of the amount
borrowed |
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| Open-end loans with a variable interest rate equal to the prime rate. |
| Minimum loan $1,000 |
| Maximum loan $5,000 |
| Minimum monthly payment amount will be the greater of $50 or 2% of the
amount borrowed |
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| Any loan or line of credit which will be used for a commercial, corporate,
business investment property or venture, or agricultural purposes. |
| Will be made for any purpose provided the loan can be secured by a
recorded mortgage or chattel lien. |
| Will be made on properties located in Delaware only |
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We do business in accordance with the
Federal Housing Law and
the Equal Credit Opportunity Act.
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